Terms Of Service

Terms of service

These Terms of Service govern your use of the website located at https://www.paymentguru.uk/

and any related services provided by Payment Guru Ltd.

By accessing https://www.paymentguru.uk/, you agree to abide by these Terms of Service and

to comply with all applicable laws and regulations. If you do not agree with these Terms of

Service, you are prohibited from using or accessing this website or using any other services

provided by Payment Guru Ltd.

We, Payment Guru Ltd, reserve the right to review and amend any of these Terms of Service at

our sole discretion. Upon doing so, we will update this page. Any changes to these Terms of

Service will take eFect immediately from the date of publication.

Below, all references to website refer to this website, https://www.paymentguru.uk/, our

services, solutions, dashboard and payment application, and associated mobile aps.

These Terms of Service were last updated on 13 October 2025.

Limitations of use

By using this website and service, you warrant on behalf of yourself, your users, and other

parties you represent that you will not:

modify, copy, prepare derivative works of, decompile, or reverse engineer any materials

and software contained on this website;

remove any copyright or other proprietary notations from any materials and software on

this website;

transfer the materials to another person or "mirror" the materials on any other server;

knowingly or negligently use this website or any of its associated services in a way that

abuses or disrupts our networks or any other service Payment Guru Ltd provides;

use this website or its associated services to transmit or publish any harassing,

indecent, obscene, fraudulent, or unlawful material;

use this website or its associated services in violation of any applicable laws or

regulations;

use this website in conjunction with sending unauthorised advertising or spam;

harvest, collect, or gather user data without the user's consent; or

use this website or its associated services in such a way that may infringe the privacy,

intellectual property rights, or other rights of third parties.

Intellectual property

The intellectual property in the materials contained in this website are owned by or licensed to

Payment Guru Ltd and are protected by applicable copyright and trademark law. We grant our

users permission to download one copy of the materials for personal, non-commercial

transitory use.This constitutes the grant of a licence, not a transfer of title. This licence shall automatically

terminate if you violate any of these restrictions or the Terms of Service, and may be terminated

by Payment Guru Ltd at any time.

Liability

Our website and the materials on our website are provided on an 'as is' basis. To the extent

permitted by law, Payment Guru Ltd makes no warranties, expressed or implied, and hereby

disclaims and negates all other warranties including, without limitation, implied warranties or

conditions of merchantability, fitness for a particular purpose, or non-infringement of

intellectual property, or other violation of rights.

In no event shall Payment Guru Ltd or its suppliers be liable for any consequential loss suFered

or incurred by you or any third party arising from the use or inability to use this website or the

materials on this website, even if Payment Guru Ltd or an authorised representative has been

notified, orally or in writing, of the possibility of such damage.

In the context of this agreement, "consequential loss" includes any consequential loss, indirect

loss, real or anticipated loss of profit, loss of benefit, loss of revenue, loss of business, loss of

goodwill, loss of opportunity, loss of savings, loss of reputation, loss of use and/or loss or

corruption of data, whether under statute, contract, equity, tort (including negligence),

indemnity or otherwise.

Because some jurisdictions do not allow limitations on implied warranties, or limitations of

liability for consequential or incidental damages, these limitations may not apply to you.

Accuracy of materials

The materials appearing on our website are not comprehensive and are for general information

purposes only. Payment Guru Ltd does not warrant or make any representations concerning the

accuracy, likely results, or reliability of the use of the materials on this website, or otherwise

relating to such materials or on any resources linked to this website.

Links

Payment Guru Ltd has not reviewed all of the sites linked to its website and is not responsible

for the contents of any such linked site. The inclusion of any link does not imply endorsement,

approval or control by Payment Guru Ltd of the site. Use of any such linked site is at your own

risk and we strongly advise you make your own investigations with respect to the suitability of

those sites.

Right to terminate

We may suspend or terminate your right to use our website and terminate these Terms of

Service immediately upon written notice to you for any breach of these Terms of Service.

This service is part of a wider agreement which you hold with Payment and it’s associate

companies and partners. Cancellation will be considered by related contracts where full terms

and conditions will apply accordingly.

SeveranceAny term of these Terms of Service which is wholly or partially void or unenforceable is severed

to the extent that it is void or unenforceable. The validity of the remainder of these Terms of

Service is not aFected.

Governing law

These Terms of Service are governed by and construed in accordance with the laws of United

Kingdom. You irrevocably submit to the exclusive jurisdiction of the courts in that State or

location.

SMS/MMS communications

Payment Guru Ltd may send SMS and/or MMS communications for conversational and

informational purposes, but only with the prior express consent of the recipient.

Consent to communications

When you opt-in to receive SMS/MMS communications from Payment Guru Ltd, you expressly

consent to Payment Guru Ltd sending you SMS and/or MMS messages for the purposes

described in "SMS/MMS Communications". Payment Guru Ltd does not charge any fees for

these messages; however, message and data rates may apply, as determined by your mobile

carrier.

Our use of automated dialling technologies

Payment Guru Ltd may use an automatic telephone dialling system (“ATDS”) or other

automated technologies to send you SMS and/or MMS messages for the purposes described in

"SMS/MMS Communications". By providing your consent, you acknowledge and agree to receive

such communications delivered through automated technologies.

Opt-ing out of SMS/MMS communications

To opt out of SMS communications at any time, reply with “STOP” or “UNSUBSCRIBE” to any

SMS/MMS message we send you. However, SMS is one of the secure mediums we may use for

2FA/MFA, so we suggest you would leave this open at all times.

If you unsubscribe from receiving text messages, there may be a short delay while Payment

Guru Ltd processes your request(s). During this time, you may continue to receive SMS

communications from us.

For assistance with opting out of SMS communications, please contact us via Tony Berry

https://www.paymentguru.uk/contact-us.